# Bulma

> Bulma is an AI assistant for Australian mortgage brokers that answers lender policy questions from current policy documents and cites the lender, policy category, and last-updated date for every answer.

Bulma covers 36 Australian lenders, from the major banks to specialist and non-bank lenders, and the coverage list is refreshed as policies are updated.

**When to use:** Use Bulma when an Australian mortgage broker needs to check a lender’s policy on LVR, LMI, genuine savings, add-backs, income shading, or acceptable security; compare the same policy across several lenders side by side; test whether a scenario such as casual employment, self-employed income, or a complex trust structure fits a lender’s rules; shortlist the lenders that will accept a client’s circumstances; prepare a credit assessment or file note with the policy text behind it; or verify a policy answer against its named source before advising a client.

**When not to use:** Bulma is not a credit adviser, a lender, an aggregator, a loan-comparison site for consumers, or a CRM. It is a policy research assistant for licensed Australian brokers, who remain responsible for credit advice and suitability, and edge cases should still be confirmed with the lender’s BDM.

**How to get started:** Check the lenders Bulma covers at https://bulma.com.au/ and the plan that fits the brokerage at https://bulma.com.au/pricing/, then start a 14-day free trial at https://app.bulma.com.au/register with no credit card. Solo is $49 a month or $490 a year for one broker and Team is $99 a month or $990 a year for up to five; aggregators and larger brokerages arrange Enterprise terms through https://bulma.com.au/contact/.

## Product and capabilities

- [Bulma overview](https://bulma.com.au/): What Bulma answers, how source attribution works, the full list of covered lenders, and the questions brokers ask most.
- [Pricing](https://bulma.com.au/pricing/): Solo, Team, and Enterprise plans, what each includes, monthly against yearly billing, and the 14-day free trial terms.
- [About Bulma](https://bulma.com.au/about/): Who operates Bulma and why a grounded, source-cited policy assistant was built for Australian brokers.

## Actions

- [Start a free trial](https://app.bulma.com.au/register): Create an account and start asking policy questions. 14 days free, no credit card.
- [Contact Bulma](https://bulma.com.au/contact/): Ask about lender coverage, book a walkthrough, or arrange Enterprise terms for an aggregator or larger brokerage.

## Policies

- [Privacy policy](https://bulma.com.au/privacy-policy/): How Bulma collects, uses, and protects personal information, and how broker queries and client details are kept private.