Quickli Alternatives for Mortgage Brokers 2026

Bulma is the best Quickli alternative for mortgage brokers. It gives you quick access to policies from 52+ lenders and helps you work through client scenarios, from finding suitable lenders to comparing borrowing power. Each policy answer includes the lender’s wording, while scenario results show which lenders fit, what conditions apply and which documents you’ll need.

Other options are worth considering for specific jobs, such as comparing rates, filling lender forms or preparing calculator exports. But some cover fewer lenders, some limit your monthly usage and others handle only part of the work. Below are the main Quickli alternatives, what each does well and the differences that matter when switching.

What Needs Replacing

The right Quickli alternative depends on what you want to improve: finding lender policies, working through servicing or preparing a client file. Bulma covers policy research and scenario planning on every plan, so you can use both without upgrading to unlock an AI assistant.

Quickli puts its Jiffi AI policy assistant on Pro. Policy questions and loan submission notes share a monthly credit allowance, while document handling has a separate allowance. If that plan structure is your reason for looking elsewhere, compare the included tools and usage before comparing subscription costs.

For policy research, look at which lenders a tool covers and whether you can read the policy wording behind its answers. For servicing, look at how it handles the client’s income and expenses, then compares borrowing power. For admin, identify any work you need to preserve, such as filling forms, collecting documents or passing details to your broker software.

Connections matter if they save you retyping a file. Quickli connects to MyCRM and exports into lender calculators through EasyCalc. A replacement might handle those steps differently, so distinguish a connection you use every day from a feature you’ve never needed.

Replacement Shortlist

Bulma is the first choice for lender policy research and scenario planning. The other tools below are worth considering when you need a particular extra, such as live rates or lender-form preparation.

Alternative	Best for	Main difference to consider
Bulma	Quick policy answers and client scenario planning across 52+ lenders	Quotes lender policy and compares borrowing power; doesn’t quote rates or fees
Broqa	Policy research, servicing and live rates in one subscription	Its servicing coverage is 45+ lenders
CreditPolicy	Policy research alongside lender forms and branded proposals	Solo and Team plans have monthly credits; its 96-brand panel includes several lending categories
AutoCalc	Turning payslips into servicing results and lender calculator exports	Covers 28+ lenders and limits monthly payslip reads by plan
Thryvve	Unlimited policy questions and help drafting documents	Covers about 30 lenders; its published tools don’t include a separate servicing calculator
Cheapli	Free servicing estimates inside an AI assistant	Models 10 lenders and requires the lender’s calculator before submission

Bulma

Bulma helps with both the quick policy question between appointments and the client scenario that needs more thought. Its Policy Advisor searches policies from 52+ lenders across about 50 policy areas. Ask in plain English, compare lenders and follow up without explaining the question again.

Every policy answer quotes the lender’s wording, so you can see why a rule applies and keep the source with your file notes. Answers come from lender policy documents, and Bulma names the lenders whose policies don’t address your question. It refreshes policies as lenders publish changes and alerts you when a policy you’ve asked about changes.

For a client scenario, Bulma’s Scenario Planner finds suitable lenders and calculates borrowing power at each one. You can load client details from your customer relationship management (CRM) system, payslips or a fact find. The results show which lenders fit standard policy, which have conditions and which would need an exception.

You also get the documents and conditions each lender requires. If you change a detail in the scenario, Bulma updates the lender options and borrowing power. For unusual files, it shows similar past scenarios and known exception pathways, with confidence levels that distinguish documented rules from reported possibilities.

Bulma is independent of lenders, aggregators and broker groups. No product shelf or commission shapes its answers, and its founder answers support questions personally.

Both policy research and scenario planning are included on every plan, with generous usage limits. Team includes up to five members, shared conversations and usage analytics. There is a 14-day free trial with no credit card.

The lender’s assessment still determines the final borrowing figure, and you remain responsible for credit advice. Confirm an exception pathway with the lender or your business development manager (BDM) before relying on it. For a closer comparison of the two products, read Bulma vs Quickli.

Broqa

Broqa is worth considering if you want live rates alongside policy research and servicing. It calculates borrowing capacity across 45+ lenders and can extract income from payslips and statements. Its policy answers include source passages and confidence scores.

Its rates tracker covers 50+ lenders, including pricing discounts, and its chat answers rate and fee questions. The Application Preparer drafts application material from uploaded documents and exports to Word or formats used by MyCRM, ApplyOnline and Mercury. That makes it useful when application preparation is a large part of the work you want to move from Quickli.

Broqa bills per broker on one plan, with unlimited cited policy and scenario questions and priority support. Its servicing panel is smaller than Bulma’s 52+ lender coverage, so the extra rates and application tools are the main reasons to consider it. The trial lasts 14 days.

CreditPolicy

CreditPolicy suits brokers who want lender research to lead into completed forms and branded proposals. Policy Chat provides page-cited answers, while its residential servicing tool compares borrowing capacity and monthly surplus across lenders.

Client AI builds a client profile from your notes. Form Fill reuses reviewed details in lender forms, and Document Studio produces editable drafts with your brokerage’s branding. Those document tools are its main reason for inclusion here.

Its panel covers 96 lending brands across residential, commercial, asset finance and personal lending. That figure isn’t a count of 96 residential servicing calculators. Compare coverage for the lending work you actually do.

Solo includes 1,500 credits a month. Team requires at least three seats and provides 1,500 credits per seat, shared research and priority support. The trial lasts seven days and requires a card at the final signup step.

AutoCalc

AutoCalc is a good fit if most of your servicing work starts with a payslip and ends in a lender calculator. It reads the payslip, organises the income and calculates borrowing capacity across 28+ lenders. It applies each lender’s rules for how much income counts and which living expenses to use.

Its funds position tool works out the cash needed at settlement, including stamp duty and grants. Prefilled lender calculator spreadsheets help with the export work you may currently do through EasyCalc. Policy Search adds cited answers beside the servicing results.

The narrower lender panel is the main trade-off against Bulma. AutoCalc also sets monthly payslip-read allowances by plan, so compare the allowance with how many files your team handles.

AutoCalc calculates borrowing capacity with rules-based code. The AI reads the payslips, and you review the extracted income.

Thryvve

Thryvve suits teams that want unlimited policy questions and help with file preparation. It searches policies across about 30 lenders, compares their rules and alerts you to policy changes. Answers link to the source documents.

It also analyses payslips, drafts client and lender emails and helps prepare best interests duty documents. Every plan includes the same features, with pricing based on the number of seats. The trial lasts 30 days and requires no payment method.

Its lender coverage is narrower than Bulma’s, and its published feature list doesn’t include a separate servicing calculator. You can ask servicing questions in chat, but a broker replacing Quickli’s calculator still needs a way to compare borrowing power. Bulma includes that calculation within scenario planning.

Cheapli

Cheapli is an option for brokers who want free servicing estimates inside an AI assistant such as Claude. It models 10 lenders, including the big four, and shows borrowing capacity with the income adjustments and policy rules it applied.

It also returns policy entries and advertised rates for those lenders, plus estimates of stamp duty and lenders mortgage insurance (LMI). There is no subscription charge. Access uses a token inside your AI assistant, or a rate-limited browser demo.

The limits matter: its figures are modelled estimates, its rates exclude negotiated discounts and its coverage is much narrower than Bulma’s. Run the lender’s own calculator before submission. Cheapli stores no scenario information, so keep the inputs and results in your client file.

When Keeping Quickli Makes Sense

Quickli remains useful if its product comparison, funds position or EasyCalc export is central to how you prepare loans. Core includes those tools alongside servicing across 51+ lenders. Pro adds Jiffi AI, document handling and specialist servicing tools.

Keeping it can make sense for one of those specific needs. It isn’t a requirement for using Bulma: Bulma already handles lender policy research and calculates borrowing power. If you retain two subscriptions, give each a clear job instead of paying for overlapping tools by default.

Coverage and Total Cost

Compare the plan your team would actually use, including its seats and allowances. Bulma includes policy and scenario tools on every plan, and Team includes five members before extra-seat charges apply. Quickli bills per user and reserves its AI tools for Pro.

Tool	How it bills	Included usage and team access
Bulma	Solo or Team plan, then extra Team seats	Generous policy and scenario usage; Team includes five members
Broqa	Per broker	Unlimited cited policy and scenario questions on one plan
CreditPolicy	Per seat	Solo and Team include 1,500 credits per seat monthly; Team has a three-seat minimum
AutoCalc	Per plan	Free: three lenders and five payslip reads monthly. Standard: 50 reads. Pro: 300 shared reads and up to five logins.
Thryvve	Per seat	Unlimited questions; every plan includes every feature
Cheapli	Free tool access	Usage depends on your AI assistant or the browser demo’s limits
Quickli	Per user	Pro includes 3,200 monthly credits shared by Jiffi AI and Loan Notes, plus 1,600 Doc Handler credits

Credit counts aren’t interchangeable between products. A question, uploaded document or generated proposal can use credits differently, so the larger headline allowance isn’t automatically the better deal. Likewise, a free tool inside an AI assistant may still depend on a paid assistant subscription.

For lender coverage, compare the lenders and loan types you use. Bulma covers 52+ residential lenders, while CreditPolicy’s 96-brand figure spans several lending categories. A larger brand count alone doesn’t show that a tool can calculate borrowing power for more of your residential clients.

You need a second product only when your main tool leaves a job you need undone. Bulma needs a separate source for rates and fees, while Thryvve needs a servicing calculator. AutoCalc needs another route for lenders outside its panel, while Cheapli’s estimates still need a lender-calculator check.

Bulma’s founder answers every support question, and Team adds priority support. Broqa includes priority support on its single plan, while CreditPolicy and Thryvve provide email support and priority options for teams. Quickli provides in-app chat and email support.

Changeover Checklist

Before cancelling Quickli, make sure the replacement covers the work your brokerage needs and that your existing client records remain accessible.

1. List the tools you use in a normal week. Separate policy questions and servicing from document preparation, rates and calculator exports. Choose the replacement for that work, rather than trying to recreate every feature on Quickli’s pricing page.
2. Check your regular lenders and loan types against the replacement’s coverage. Include specialist files if they are part of your business.
3. Use fictional files during the trial to check the work you need to move. Review the policy sources, servicing inputs and outputs, then confirm how results reach your client records or lodgement process.
4. Record the settings and connections to recreate, including your lender panel, preferred filters and team access. Check the replacement’s import and integration options. Don’t assume saved scenarios transfer between products.
5. Save the inputs, documents and submission notes for open files before access ends. Keep the policy evidence behind your recommendations with the file for your best interests duty records.
6. Cancel or downgrade once you have covered the required work. Quickli allows cancellation without a fee and retains access until the end of the billing cycle.

For lender policy research and scenario planning, try Bulma free. The 14-day trial includes both tools and needs no credit card.