Topic guide
Mortgage and Finance Calculators
Estimate borrowing power, repayments, property costs and cash flow. Choose a mortgage or finance calculator and adjust the assumptions to your scenario.
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These mortgage and finance calculators help you estimate figures for a client scenario or your brokerage. Choose a calculator by the result you need, then adjust its inputs to compare scenarios.
Choose the Calculation You Need
Start with the borrowing power calculator when you need an estimate of how much a client could borrow. It works from income and financial commitments. A repayment calculator starts with a loan amount and estimates the payments over the chosen term.
Deposit calculations help you work out the cash contribution towards a purchase. Property-cost calculators estimate expenses such as stamp duty, so you can consider costs beyond the property’s price. Equity and rental-yield calculations answer different questions about an existing property or an investment.
For cash-flow questions, choose the tax or income calculation that matches the figure you have. Brokerage calculations help you estimate commission or the revenue needed to cover business costs.
Each calculator shows its inputs and assumptions. The result is an estimate based on those assumptions, not loan approval. The lender makes its own credit decision after assessing the application, so an estimated borrowing figure is a starting point for the client’s scenario.
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Choose the tool you need
- Borrowing Power Calculator
Enter income, expenses, debts and a loan term to estimate borrowing power. Adjust the assessment rate and see how borrowing capacity changes.